We have been in the factoring business since 1979, are independently held, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and in doing so, can help you get through any bad circumstances you might run into. We won't collapse when the times get bad, like a handful of factoring companies regretfully have before.

All factoring companies have benchmarks for size, industry, and risk. It's pretty tough for you to pick which factoring company will work best for you. By reaching out to us, we can cut out a tremendous amount of time by helping you locate the right match for your business - it could be us or another factoring company.

We have a large network of factoring industry counterparts, these close relationships were earned over 20+ years in the business. So, when you take some time to tell us what you need, we have all the confidence in the world that you will find just what you need..

Most factoring firms let you select and choose your customers that you would like to factor. However a handful of them normally have a minimum dollar amount in order to do business with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is pretty much like carrying a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will force you into factoring when you don't require it.

Most factoring firms are not upfront about their fees. Who knows all the reasons why they do this. You can be sure, We do not not behave this way.  We are absolutely upfront about our fees. When you apply, you are presented with a straightforward, no obligation rate bid with the fee for your company. See which other factoring company, If any, will be that will be absolutely upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some factoring firms are financed by Wall Street money. We are an independently owned company and don't answer to investors and boards. Much like you, we are like-minded business people and we have cleared many of the obstacles that a business deals with. We take the time to hear your story, determine struggles. Based on that information we will put together a customized solution for you. Most factoring firms particularly the Silicon Valley ones almost completely put their faith on an algorithm to establish your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Most factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you get your own dedicated account administrator to be your point of contact – who understands your business inside out, and can help you in ways the others just can't or won't.

Don't overlook the fact that the factoring company will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. In addition, we watch each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from iffy transactions. You have quick access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection problems so there are no surprises.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay alert to negative payment trends. This is crucial to prevent avoidable write-offs.

Our company uses first-rate technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. Most other companies are not even in the same neighborhood.